At Retirement
When you retire, you have to use at least two- thirds of your retirement savings in your retirement fund to purchase an annuity, subject to certain exceptions
Life Annuity
Guarantees you a specified income fr the rest of your life, and you don’t make any investment decisions
Your income will be be paid for as long as you live
If you die, the part of the annuity that would have been paid until the end of the guaranteed term wil be paid to your nominated beneficiariers
Living Annuity
Offers you flexibility to decide how you want to invest your retirement savings and how much income you want to receive, within certain limits
Your income will stop once the capital is depleted
If you die while there is still a portion of your capital left, it will be paid to your nominated beneficiaries
Wealth Management
Ask our Advisors to suggest investment solutions for your one-third retirement payout that would meet you goals